Trends

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Million-Dollar Loans Surge to Highest Level Ever in 2014

We’ve been reporting for some time that housing is being largely driven by higher-income consumers (while first-time homebuyer numbers stall), but new stats on mortgages in 2014 really drive that trend home. Check out our infographic below for some

The 5 Reasons that Millennials are Still Living with Their Parents

Millennials are poised to be the next big source of housing demand, but far too many of them are still grounded in their parent’s homes; why is that? Using new survey data from Fannie Mae, we’ve put together the

HAR Report Shows Houston Inching Towards Balance

Slight increases in July help push Houston towards a better supply-demand balance. #452533919 / gettyimages.com Houston’s market continued to grow in July, pushing through another month of positive sales, according to a new Houston Association of Realtors report. Growth

Goldman Sachs Finds No. 1 Factor Fueling Millennial Loan Rejection

Lending standards have loosened since a year ago, but student debt is still keeping Millennials out of homeownership. #173865930 / gettyimages.com So much is said about why Millennials have been largely staying away from the housing market, but a

3 Negotiating Techniques To Manage Your Own Assertiveness

Negotiations call for a certain amount of assertiveness to make sure your clients get what they deserve, but how do you when it’s enough? #182793260 / gettyimages.com One of the hallmarks of a quality negotiator, especially in regards to real

The 4 Sobering Things You Should Know About the Changes to FICO

Recent analysis by the CFPB has spurred changes to FICO, but how will those changes impact your real estate business, if at all? #114854649 / gettyimages.com FICO, aka the most prevalent credit-rating system in the U.S. and a key

3 Ways that Millennials Will Change Housing

Millennials will be a major force in future housing markets, but they’ll also bring with them considerable changes. #145565779 / gettyimages.com Stop us if you’ve heard this one before – Millennials are the next big source of housing demand,

The Longest Foreclosure Timelines in the U.S. – is Texas Among Them?

Foreclosure timelines in some states can take more than three years; is our fine state among such illustrious company? #167335661 / gettyimages.com We’ll cut straight to the chase – according to the latest Mortgage Monitor from Black Knight Financial

Higher Rates Bring Modest Rise in Houston Mortgage Payments

We all know that higher interest rates lead to larger mortgage payments, but the impacts differ substantially across the nation’s metro areas. #467982755 / gettyimages.com It’s one of the essential truisms in real estate – higher mortgage rates equal

The 3 Prevailing Reasons that People Move in America

Housing is still the biggest overall reason for moving in America, but what are the specifics behind those moves? #183748163 / gettyimages.com Nearly 36 million people moved in the United States between 2012 and 2013, and housing was the

Houston Asking Price Growth Remains Strong in July

Asking prices grew all over the nation in July, and they remained strong in our metro area. #470620827 / gettyimages.com Asking prices in the Houston metropolitan area rose 10.4 percent year-over-year in July, according to the latest Price Monitor from real estate website

The Impact of Student Loans on Mortgage Applications

Millennials are waiting longer and longer to move into homeownership, but do student loans mean getting approved for a loan is harder? #76529853 / gettyimages.com It’s no industry secret that Millennials are staying away from the homebuying process, in

The 4 Jobs that Builders Desperately Need Workers For

We’ve been hearing for some time that there is a shortage of construction workers, but is there any truth to that? Answer: Oh yes! #143991371 / gettyimages.com There have been many memes in housing these past couple years, and

The Nation’s Mortgage Markets – in Two Easy Charts

The residential mortgage marketplace is often made into a complicated beast, but we’ve got two charts that explain it easily. #90537529 / gettyimages.com The residential mortgage market is a massive, multi-trillion dollar behemoth, and as such, it can often

CoreLogic: Houston Home Prices Increased How Much?

CoreLogic released home price increases for June, and most market appear to be well on their way to a full recovery. But not all. Home prices are continuing to rise in one of Texas’ hottest real estate markets, Houston,

Nearly a Quarter of Banks Report Easing Lending Standards

Are lending standards starting to ease up? That seems to be the implication of new survey data from the Fed. #185239684 / gettyimages.com Nearly a full quarter of banks reporting eased lending standards in 2014’s second quarter in the

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