Forming lifelong bonds with his clients, Kevin Holmes delivers top-notch service with a personal touch. “At the end of the day, the majority of my business comes from past clients and referrals,” says Holmes. As vice president of lending and a branch manager at Guaranteed Rate, he leverages 20 years of mortgage lending experience to build relationships and recommend the most appropriate loans for his clients’ financial goals.

“I have always been a numbers person,” shares Holmes, who began his career at Merrill Lynch following his college graduation. “While working with clients on all aspects of their financial picture, I found that I had the most passion about managing their liabilities.”

Ensuring a smooth transaction, Holmes sets expectations from the start, explaining to his clients everything they should know so there are no surprises along the way. “I strive to make the process easy and efficient,” he says. “I aim to be as responsive and communicative as possible so my clients feel cared for and know I have their best interests in mind.”

As a branch manager, Holmes shares his expertise with other loan officers, enabling them to develop successful careers of their own.

Holmes supports many organizations, including the Wounded Warrior Project, St. Jude Children’s Research Hospital and NorthStar Relief: Project for Hope. He enjoys golfing, traveling, attending sporting events and spending as much time as he can with his wife and sons, Zachary and Kyle.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.