Closing over $62 million in home loans in 2024, Torrey Jacoby recently accepted the position of vice president of mortgage lending with Rate. Beginning his mortgage career in Houston 14 years ago, he spent seven successful years at another company before moving to Rate. “It was time to make the transition to a platform built for top producers,” Jacoby explains. “Rate has the tools and support available to assist me in taking my business to the next level.” 

Specializing in FHA, VA and conventional loans, Jacoby also assists clients with down payment assistance and non-qualified mortgage loans. After working as a financial analyst for a couple of years after college, a family friend encouraged him to try a career in the mortgage industry. “Customer service continues to be my No. 1 priority,” he says. “I genuinely care about my clients and always make myself available to answer all their questions while walking them through the entire process.”

Jacoby has been named a top 1% originator both locally and nationally by Scotsman Guide and has been a President’s Club member for the past 10 years. With a track record of consistent production, he brings his customer-first approach to every transaction. “I’ve built my business on trust, responsiveness and results,” he shares. “Having a positive relationship with my clients creates a great experience for everyone, which also results in more referrals.”

Jacoby currently lives in Houston with his wife, Victoria (Tori), and their two young children.

Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.