Chelsea Dawson, VP of Mortgage Lending, NMLS# 1083316

Guaranteed Rate, NMLS# 2611


With nine years of experience in the industry, Chelsea Dawson has established herself as a leading expert in the Lake Houston and northeast Houston markets. Renowned for facilitating home purchases with minimal upfront costs, she says, “My super power is helping families purchase a home with little to no money down.” Her strategic lending skills have paved the way for well over $500,000 in down payment assistance awards to those underserved in the community.

Dawson’s journey into lending was influenced by her upbringing as the daughter of legendary loan officer Holly Whitney. Prior to her lending career, Dawson worked as a relationship banker, gaining invaluable experience in financial analysis and client relations. Her background in investment banking, reinforced by an undergraduate degree in economics and business administration from Texas A&M University, sets her apart in the industry.

Clients consistently praise Dawson for her exceptional communication and responsiveness. Her commitment to excellence has earned her accolades including the Gold Service Loan Officer award from Southeast Texas Housing, and recognition as a Top Performing Lender by Texas State Affordable Housing.

Beyond her professional endeavors, Dawson remains active in philanthropy and volunteer work, serving as the room mom at her daughter’s school and participating in the Humble Rodeo & BBQ Cook-Off — an event that raises more than $100,000 annually for the Humble Independent School District. Through Dawson’s expertise and care, she continues to make a significant impact in the lives of homebuyers and the community alike.

Guaranteed Rate is an Equal Housing Lender. For licensing information, go to nmlsconsumeraccess.org.

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