For David Tomiwa, it’s all about connection. Whether it’s navigating complex loan structures or building lasting partnerships, he always leads with his heart. “I am guided by a simple hierarchy: God, family and travel,” Tomiwa says.

Vice president of loan operations with Rate, Tomiwa received his degree from the University of Houston-Downtown and has been in the mortgage industry for eight years. Specializing in non-conventional jumbo loans, foreign national clients and everything in between, he has built a reputation as a top-tier problem solver and relationship builder. “I bring my personal touch to every transaction,” he explains. “I want my clients to feel like this is a relationship and not just a deal.”

Tomiwa’s track record speaks to both his work ethic and his results as he was named a top 10 producing loan officer for three consecutive years. “Beyond the numbers, what definitely sets me apart from my competitors is that I truly care,” he says. “I honestly have unwavering care for my clients and their goals.”

Rate, inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.