Carlos Cepero
VP of Mortgage Lending
Guaranteed Rate

Carlos Cepero fell in love with real estate at age 21. Having just bought his first home, he was inspired to provide the same positive lending experience to others that he had experienced. Now, as vice president of mortgage lending at Guaranteed Rate, Cepero works with everyone from first-time homebuyers to seasoned investors, approaching each scenario as if he were the client in order to find the perfect solution.

Over his 15-year career, Cepero has streamlined the lending process, taking on a consultative and empathetic approach while maintaining a high level of efficiency and professionalism. “I ask questions not only to understand what the client is looking for, but to identify their needs as well,” he says.

Cepero has received the Five Star Professional Award as featured in Texas Monthly Magazine every year between 2010 and 2018. “I treat every client as if they were my family,” he says of his strategy for success. “I always put their best interest before anything else and always deliver on my promises.”

Cepero is a member of National Association of Hispanic Real Estate Professionals and the National Hispanic Professional Organization. Recently, Cepero completed his eighth Houston Marathon. “I find my biggest inspiration in challenging myself in different areas in my life and always looking to be a better version of myself,” he says.