Houston was ranked the fourth best city for first-time homebuyers, according to a new study by SmartAsset.

To get the rankings, SmartAsset analyzed cities for the number of HUD approved lenders, loan funding ratio, average price per square foot (PPSF), affordability ratio, stability score, price variance, and the amount of negative quarters between 2012 and 2017.

In Houston, there are 227 HUD-approved mortgage lenders, earning Houston the No. 1 ranking for that metric for the second consecutive year. Houston also had no year-over-year quarters of negative growth in home prices, according to data from the Federal Housing Finance Agency.

Last year, Houston ranked as the No. 7 best city for first time homebuyers, and had 204 HUD-approved mortgage lenders in the city. 

San Antonio also made the top 10, coming in at No. 7. There are 154 HUD-approved mortgage lenders in San Antonio. The city ranked No. 7 for PPSF and No. 11 for its income-to-housing cost ratio. From 2012 to 2017, there’s only been one year-over-year quarter with negative growth.

Dallas ranked No. 10 on the list, with the No. 3 most HUD-approved mortgage lenders in the country (187). Like Houston, Dallas also had no year-over-year quarters of negative growth in home prices between 2012 and 2017.

Of the top 25 cities, eight were in Texas — more than any other state. 

See the complete list of the top 25 cities in the graphic below.