Managing a thriving company with more than 70 loan originators across the country, Chris Bonin has built his reputation on exceptional problem-solving skills, genuine care for his clients and an unmatched ability to make the loan process feel easy and enjoyable. For the past 23 years, he has enjoyed helping families achieve homeownership — especially those who were told “no” by other lenders.
“I love solving difficult loan scenarios and helping families get into homes they thought were out of reach,” Bonin explains. “Every client deserves to feel important, supported and taken care of throughout the entire process.”
As a loan originator with Rate, Bonin specializes in first-time homebuyer loans, VA loans and jumbo financing. His career began at the Federal Reserve Bank immediately after college, where he developed a strong foundation in finance and economics. While he valued the experience, he wanted a career where he could make a more personal impact on people’s lives. Mortgage lending was the perfect fit — combining his financial expertise with his passion for helping families achieve their dreams.
Over the years, Bonin has become known for his reliability, creativity and clear communication. His business has been built almost entirely through referrals and repeat clients — a testament to the trust and relationships he creates. Clients frequently describe him as funny, personable and genuinely fun to work with.
Despite running a highly successful business, Bonin never loses sight of what matters most: family. When he’s not helping clients secure financing, he enjoys traveling with his wife and daughters, working out, running, watching reality TV and searching for the best gourmet donuts.
Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.0
